Table of Content
Tenants Contents Insurance Our Contents Insurance cover is designed for tenants in rented accommodation and protects your possessions from damage or theft. Landlords Contents Insurance If you're letting an apartment, we can help you deal with the unexpected. Our cover also protects you with public and personal liability cover. Any lost or damaged deeds at any insured event is up to €1,000. Any unplanned accident we cover all buildings and its contents.
Underinsurance occurs when you don't have enough insurance to cover the cost to rebuild, reinstate, or replace your buildings or home contents. This can happen when these costs are inaccurately stated in your home insurance policy. We pay up to €650 to cover the cost of replacing frozen food lost or damaged in your domestic freezer. The loss or damage must have been caused by a rise or fall in temperature, refrigerant fumes or refrigerant leaks.
Existing customers save when they buy additional policies with Allianz.
Specified items will also normally be covered for up to sixty days while abroad also. Building the home you’ve always dreamt of, or improving your current residence? This can be very difficult to get the correct cover to ensure you are covered against a loss, should the unexpected happen. Here at Pembroke, our specialist handlers can guide you on the correct decision and obtain a competitive quote on your behalf.
We will cover up to a maximum amount of €1,000 for the loss or damage to visitors' property by an insured peril. We will cover the costs to prepare new title deeds up to a maximum of €750 if they are lost or damaged by an insured peril. We cover damages that you are legally liable for as the owner of the building for accidents which happen during the period of insurance. You can customise your policy by adding extras such as garden cover, accidental damage cover, or additional cover for important possessions. If you're struggling with a storm or accidental damage, our 24-hour emergency helpline and repair service is there for you.
Cover details
We will provide cover under the insured perils for home office equipment such as personal computers, monitors, laptops, tablets, printers and phone equipment up to €3,500. We provide cover, up to €650, for the cost of replacing locks to any outside door of the home if the keys have been stolen from the home or stolen from a member of your household during an assault. We will not pay more than 15% of the buildings and/or contents sums insured.
Every home is unique, so your home insurance should be too. Whether you're an owner-occupier, a tenantor a landlord, we've got you covered. We’re proud to help our customers protect their no claims discount, even if the unexpected happens. You can even upgrade your policy with extras such as Family Legal Protection , for added peace of mind.
Home Insurance Comparation
All minimum premium amounts exclude 5% government levy. The security of a monitored alarm will lead to a cheaper quote. We will pay up to €650 to remove or replace any part of the buildings necessary to repair any fixed domestic water or heating installation where water or oil has escaped. The emergency home repair helpline puts you in touch with reputable tradesmen in the event of an emergency in your home.
Buy online and you instantly save 10% on your Home Insurance & earn 30% off with 3 years or more No Claims Discount. A Central Bank of Ireland review of the Home Insurance Market in September 2022 highlighted the risk of Under-Insurance to Homeowners. Find out how it might affect you and the actions you can take today. We will pay €5,000 if you, your spouse/civil partner or co-habitant die as a result of an injury in the home caused by fire or an assault by intruders.
Home safety discounts
If you have an emergency in your home, Home Emergency Assistance will provide a repair service to secure your house and help prevent further damage from occurring. Home Emergency Assistance provides cover for up to €260 per-incident and it is limited to 3 claims per policy year. Liability insurance will cover you in the event visitors are injured, have an accident, or their belongings are damaged while on your property. Most household insurance policies include public liability cover up to certain limits.
The first amount of the claim, as shown in the schedule as ‘Pedal cycles’ excess. If your property is damaged beyond repair your home insurance policy will cover the rebuilding costs of your house. Read your home insurance policy carefully and review the table of benefits, so you understand what is and what is not covered.
You will be amazed at the level of variation in the price of insurance. This may seem obvious but make sure when shopping around that you are seeking the same details for your quotes. There are optional extras such as accidental damage, emergency cover or legal protection.
Having an alarm may also save you money as some insurers who require an alarm to be installed may not quote without one and this broadens the number of competitive insurers that are available to you. In the event of a home insurance claim, if your belongings cannot be repaired, we will cover the cost of replacing them with brand new ones. Yes, we offer up to 5 years No-claims Discount on a sliding scale, based on the number of years you have held a claim free household policy in your own name. If you are a first time buyer or have had no previous insurance, we will give you an introductory no-claims discount of 25%. If you are planning to take holidays and will be leaving your house unoccupied for an extended period, ensure that all electrical appliances, water and heating are off. Some insurance companies will not cover claims that arise from properties vacant for 30 days or more due to the increased risk factor.
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